At A Glance

as of September 30, 2026


1.4 Million +

Clients Served


12 Billion +

Outstanding Loan


306

Number of Offices

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Who We Are

We are one of the fastest and steady growing thrift banks in the country, particularly in the CALABARZON region. Complemented by highly competent, skilled and experienced personnel with unparalleled commitment and dedication, CARD SME Bank, Inc. fulfills its part in nation building by providing Micro, Small and Medium Entrepreneurs (MSMEs) much needed support to sustain their businesses which will ultimately improve the economic landscape of our trading areas.

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What We Do

As a full-fledged thrift bank, we provide value-added bank products and services to members and non-members alike, from a simple savings account or time deposit to more comprehensive loan products such as microfinance loans to less fortunate individuals who want to help themselves gain financial freedom. We also provide business loans to Small and Medium Entrepreneurs (SMEs) to help them grow their business.

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How We Do Things

We pride ourselves in putting our customers first in everything that we do. Our microfinance methodologies are proven effective as they do not only provide financial assistance to members but also teaches them the discipline in managing their finances.

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Our Community

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Client Success Stories



Plates of Hope

Posted on: September 30, 2026 Written by: Edrian B. Banania Gemma Sanchez, a 54-year-old mompreneur from Lipa City,...

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Success rooted in grit

Posted on: August 20, 2026 Written by: Jude Katigbak Mr. and Mrs. Perez with their signature flavored cassava chips, the...

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Keeping the Business Alive

Posted on: August 4, 2026 Written by: Josephine Ramos Josefina Mantuano from Batangas showcases her assorted candies, which she regularly...

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News

CARD MRI exposure tour highlights community services

Posted on: September 15, 2026 Written by: Jayrand Macalla Panaghiusa participants visited CARD MRI Astro Laboratories, Inc. in Barangay Tranca,...
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CARD MRI exposure tour highlights community services

Posted on: September 15, 2026 Written by: Jayrand Macalla Panaghiusa participants visited CARD MRI Astro Laboratories, Inc. in Barangay Tranca,...
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CARD SME Bank launches new konek2CARD features for a better mobile banking experience

Posted on: September 10, 2026 Written by:  Jireh Pearl Casionan JC Santos promoting the new konek2CARD app on stage and...
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CARD SME Bank launches new konek2CARD features for a better mobile banking experience

CARD SME Bank celebrated its 15th year through a resilience program in GenSan

Posted on: August 11, 2026 Written by: Jireh Pearl Casionan CARD SME Bank staff and center chief clients in Mindanao...
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CARD SME Bank celebrated its 15th year through a resilience program in GenSan

CARD MRI hosts media lakbay aral in CDO

Posted on: June 10, 2026 Written by: Josephine M. Ramos As part of the PANAGHIUSA: CARD MRI Exposure Tour Program,...
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CARD MRI hosts media lakbay aral in CDO

CARD MBA hosts a mass wedding in Laguna

Post on May 14, 2026 Written by Josephine Ramos Mr. and Mrs. Vicente (middle) were one of six couples who...
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CARD MBA hosts a mass wedding in Laguna

CARD MRI Executives honored as Namumukod Tanging San Pableños 2026

Posted on May 14, 2026 Written by: Jireh Pearl Casionan Dr. Edzel A. Ramos (left), President of CARD-MRI Development Institute...
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CARD MRI Executives honored as Namumukod Tanging San Pableños 2026

CARD Bank holds 1st konekTAYO 2026 in Samal, Davao del Norte

Posted on May 4. 2026 Written by: Josephine Ramos   CARD Bank clients took part in the konekTAYO event in...
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CARD Bank holds 1st konekTAYO 2026 in Samal, Davao del Norte

CARD MRI clients win Microentrepreneur Awards for Digital Innovation

Posted on January 14, 2026 Written by: Jireh Pearl T. Casionan CARD, Inc. clients Carmelita Dapanas (second from left, left...
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CARD MRI clients win Microentrepreneur Awards for Digital Innovation

From Screen to Spotlight: Southeast Asian community filmmakers shine at the 2025 SineMaya Community Short Film Festival

Written by Edrian Banania Posted on December 22, 2025 BENTE Productions Chairman Mr. Hugo C. Yonzon III (leftmost) and CARD...
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From Screen to Spotlight: Southeast Asian community filmmakers shine at the 2025 SineMaya Community Short Film Festival

Clients Advisories

CARD SME Bank konek2CARD Agent Directory

As of SEPTEMBER 2023   Name of Partner Outlet Name of Business Address Barangay City/Municipality Province Region 1 Naplaza,Criselda Criselda...
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CARD SME Bank konek2CARD Agent Directory

ADVISORY

Advisory effective  February 16,  2022 CARD SME Bank Banking Hours 8am to 4pm  All Branches including San Pablo City Head...
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ADVISORY

Acceptance of Polymer Banknotes

    Want to learn more about polymer money? Please visit the Bangko Sentral ng Pilipinas (BSP) website by clicking...
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Acceptance of Polymer Banknotes

My A Account Fees and Charges

My A Account TRANSACTION, SERVICE FEES AND CHARGES ATM TRANSACTION, SERVICE FEES AND CHARGES Transactions Minimum Amount Maximum Amount Fees...
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My A Account Fees and Charges

konek2CARD Fees and Charges

Table of Fees on Electronic Fund Transfer Account Type On-us PESONet ACH <INSTAPAY ACH> Fees charged to: Purposed of fees...
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konek2CARD Fees and Charges

MAHALAGANG PATALASTAS TUNGKOL SA 60-DAY GRACE PERIOD

Simula sa September 15, 2020, ang araw ng pagkakabisa ng bagong Bayanihan Law,  ang CARD SME Bank, Inc. ay magpapatupad...
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MAHALAGANG PATALASTAS  TUNGKOL SA 60-DAY GRACE PERIOD

MAHALAGANG PATALASTAS TUNGKOL MULA SA MORATORIUM 0 30-DAY GRACE PERIOD

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MAHALAGANG PATALASTAS TUNGKOL MULA SA MORATORIUM 0 30-DAY GRACE PERIOD

List of Branches and ATM Open

CARD SME Bank, Inc., A Thrift Bank List of Branches and ATM Open Effective February 16,  2022 # Branch ATM...
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List of Branches and ATM Open

Branch Directory

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Savings Interest Rate

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